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Facilitating Cross-Border Mobile Banking in Southern Africa

ACCESS TO BANKING SERVICES ACCESS TO TECHNOLOGY ACROSS BORDERS ACTION PLAN BANDWIDTH BANK ACCOUNT BANK ACCOUNTS BANKING SECTOR BANKING SERVICES BANKS BEST PRACTICE BORDER PAYMENTS BORDER TRADE BRANCHLESS BANKING BUSINESS ACTIVITY CAPACITY BUILDING CASH-TO-CASH CAUSES OF MIGRATION CENTRAL BANK CIVIL CONFLICT COMMERCIAL BANKING COMMON MARKET COMPETITIVENESS CROSS-BORDER TRANSACTIONS DEMOCRACY DEPOSITS DEVELOPING COUNTRIES ECONOMIC ACTIVITY ECONOMIC CONDITIONS ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC UNCERTAINTY ELECTRONIC TRANSACTIONS EMPLOYMENT EXTERNALITIES FEMINIZATION OF MIGRATION FINANCIAL FLOWS FINANCIAL INSTITUTIONS FINANCIAL MARKETS FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN TRADE FORMAL EDUCATION FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES GEOGRAPHIC REACH GOVERNMENT POLICIES HIGH-BANDWIDTH HOME COUNTRY INCOME INFLATION INFORMAL CHANNELS INFORMAL TRANSFER INFORMAL TRANSFERS INNOVATION JOB CREATION LABOR MARKETS LEGAL BASIS MARKET POTENTIAL MATCHING GRANTS MIGRANT MIGRANT POPULATIONS MIGRANT REMITTANCES MIGRANT WORKERS MIGRANT-SENDING COUNTRIES MIGRANTS MIGRANTS SENDING REMITTANCES MIGRATION MIGRATION FLOWS MIGRATION PATTERNS MIGRATION POLICY MINORITY MOBILE BANKING MOBILE NETWORK MOBILE PHONE MONEY TRANSFERS MONOPOLY NETWORKS NUMBER OF MIGRANTS OUTSOURCING PAYMENT SYSTEMS PAYMENTS SYSTEM PILOT PROJECT PILOT PROJECTS POINTS OF SERVICE POLICY BRIEF POLICY MAKERS POLICY SERIES POLICY SUPPORT POLITICAL UNREST POLITICAL UPHEAVAL POST OFFICE POST OFFICES PRIMARY EDUCATION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PROGRESS PUBLIC SERVICE PUSH FACTOR REGIONAL CONFERENCES REGIONAL INTEGRATION REGULATORS REGULATORY FRAMEWORK REGULATORY FRAMEWORKS REGULATORY RESTRICTIONS REMITTANCE REMITTANCE FLOWS REMITTANCE MARKET REMITTANCE VALUE REMITTANCES RESULT SATELLITE SAVINGS SECONDARY EDUCATION SEND MONEY SETTLEMENT SYSTEMS SKILLED PROFESSIONALS SMALL BUSINESSES TECHNICAL ASSISTANCE TECHNICAL CAPACITY TELECOMMUNICATION TELECOMMUNICATIONS TELECOMMUNICATIONS INFRASTRUCTURE TELECOMMUNICATIONS NETWORKS TOLERANCE TRADE FINANCING TRANSFER METHODS UNEMPLOYMENT UNEMPLOYMENT RATES
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World Bank, Washington, DC
Africa
2012-08-13T10:36:09Z | 2012-08-13T10:36:09Z | 2010-08

The use of mobile banking is an increasingly important component of national and regional economic development in Southern Africa. Mobile banking can help bring the large unbanked population into the formal financial sector, and can facilitate cross-border trade by easing the difficulty for small businesses and traders to make financial transactions. For mobile banking to reach its full potential in Southern Africa, however, African governments must establish more efficient regulatory frameworks and implement well-designed pilot programs to gain more insight into the challenges facing a full rollout of mobile banking.

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